Passive income ideas is the most discussed topic between coworkers. They just talk a lot about this during their free time and forget about it. No one is seriously working to build a passive income stream.

What is passive income?

According to WikipediaPassive income is an income received on a regular basis, with little effort required to maintain it. It is closely related to the concept of “unearned income“.

Mostly people follow the daily cycle of going to office –coming home – again going to office next day- weekend break. People keep on following this cycle as they are fully dependent of their day job salary.

Everyone should start working to setup smart passive income business. Through Passive stream you can keep on generating money while you are sleeping. We can also call it as second income.

Passive income helps to secure your family future:

Why you need passive income?

Most of us are working in corporate industry where jobs are not secure. It depends on market whenever it will go down lot of people will lose their jobs.

To sustain during jobless period either we have enough saving to survive till you get new job or depend on other source.

If you have already build your passive income stream then you don’t have to worry, you can survive and take care of your family.

But, if you don’t have any other income source. What will you do?

This is the question I always used to ask myself. I always used to think that I have to do something to build a passive income stream.

At least I should build a business which will help me to generate some amount of money on regular basis.

Anyone thought of a life without tension and worries. Just spending time with family, and no need to worry about money.

Yes, we can think of this kind of life but we need to build a passive income stream to reach that state.

I suggest everyone to start working on building passive income stream and secure your future. Explore passive income ideas and build a stable business.

There is lots of passive income opportunity available using that you can start building your passive income. It depends on you either you choose offline ways or online ways.

Once you setup your business for income source, you will get money automatically. The most difficult part is to decide what you are going to do? What is your business plan? Who can I start?

Passive Income Ideas for 2021

To make it simple I can suggest you some passive income ideas which you can implement.

1. Stock Market/Shares

stock market

Stock market is one of the best ways to build a passive income stream:

You have to buy shares of companies of different sectors and keep it for long time.

Once they start making profit they will give you dividend. But you have to do a proper research and understand how stock market works.

You can take help of any stock market expert or any financial advice who can help you to select the stocks.

Stocks Basics: Introduction

2. Build an Apartment


If you can invest now for your future, building an apartment is great option:

Buy a land and construct an apartment with 30-40 flats. I know this requires lot of money, but keep in mind that you are building a passive income stream so if you can’t spend much now, you can start with small house and start adding flats as you get money.

From flats you can generate rent every month for your lifetime. If you have taken loan to build house, you can use some amount of rent to pay-off loan. I know lots of people who are just surviving on apartment rent money.

3. Selling Business

selling products

Start selling something in your locality. Pick any products which are in demand.

You can choose from gadgets, mobile, clothes etc. Start selling in fewer prices for some period to get more customers and build your business.

Build a network once you become popular, start introducing new products.

You can sell products online also. Online selling has a great potential. You can generate lot of money by selling products online.

Use Ebay to sell your product online and lot of other sites are providing facility to sell products in their site.

21 Quick Tips to Sell More Products Online

4. Open a Restaurant

food business

Open a restaurant and serve great food to your customers in great price:

You know that foodies are everywhere and they can pay more for good food.

You can make your restaurant famous by serving good food in great price.

Once you start getting lot of customers can open branches at other places. You can generate enough money with multiple branches of your restaurant.

Further read How to Start a Restaurant

5. Online Business

If you are a techie then online business is best option for you.

You can build your website in any niche and make money online.

Write articles around your niche topic. Once you get enough traffic start monetize your websites using advertises such as Google Adsense.

You will start generating money through your website.

More visitors more money:

You can generate passive income while you are sleeping. There are lots of other online ways also available but make a website is the best option.

6. Network Marketing

network marketing

MLM is one more option. This stands multi-level marketing.

There are lot of companies are into MLM.

You can join any MLM and start building your network.

Work hard to get enough down lines.

You will get commission from all your down lines. Setup a big network of down lines.

So whatever work your down line will do you will get-paid come commission for that and they will also get from their down lines. Be careful will the scam companies. Do proper research before joining any MLM company.

Top MLM companies list.

I am sure that there are lot of passive income ideas people have implemented.

Also I have published one more article 9 Passive Income Ideas that will help you build second income in 2021 will explain passive income ideas in detail and those ideas are basically related to online work. You can to work online using internet and build business and later you will get the benefit of that.

Further read some more passive income ideas which will never fail.

If you are already into the game of passive income generation then please share your experience with everyone and inspire others to start building passive income stream.

Thank you for reading.

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  1. I need start , Construction of small houses , commercial building, residents apartment now. But please clarify how to buy a land cheap price , how to chose location for commercial buildings. And …how can get to passive income to buy a land & construction expense? Loan option is good ?

    • Hi Srinivasan,

      Buying house is very critical decision in life as once you decide to buy house you have to pay down payment and take home loan. You have to prepare proper financial plan as you have to pay EMI regularly.

      I will suggest you to check our your finance first and consider below points:

      1. Do you have enough money for down payment of house.
      2. Can you manage paying EMI monthly without effecting your monthly expanses.

      First I will suggest you to start start saving money to build a corpus. Generating passive income is not easy. If you have already money that you can buy property and rent it. This will be passive income for you.
      Taking loan is not good as interest rate wll be very high.


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